BACCARAT

How to play Baccarat

  • Type: Player vs Dealer
  • Players: 2 - 6
  • Cards: Multiple 52 card decks
  • Difficulty: Easier

A Baccarat hand

The Banker will deal the player two face-up cards and deal themselves two-face up cards. 

OBJECTIVE

The goal of Baccarat is simple: guess which hand out of two – the Banker’s hand and the player’s hand – will win. Neither hand can exceed 3 cards. A winning hand has the highest point total out of a possible 9.

BACCARAT PRO TIP: Read the table before you join. Table games are more fun when you’re playing with people you enjoy!

BETTING

Players bet before the deal begins, placing their bets in front of them in the designated betting areas.  

BACCARAT RULES

Baccarat has very simple but specific rules:

SCORING

Cards numbered from 2-9 are worth their face value 

Face cards & 10s are worth 0 points

Aces are worth 1 point

SCORING A HAND

Once the points value reaches a double digit, the second digit will automatically become the value of the hand.

With this rule, a hand of 10 is worth 0, a hand of 11 is worth 1, a hand of 12 is worth 2, and so on. After the total points reach 10, simply drop the first digit and that is the score of the hand.

A hand that is split as 9 and 6 would add up to 15, and therefore has a point value of 5. 

THIRD CARD RULE FOR PLAYERS

Baccarat rules call for the player to always go first. The Banker's hand depends on the player's hand. Here are the rules:

THIRD CARD RULE FOR THE BANKER

When the Banker's forst two cards total:
Rule 1
If the player's hand total is a total of 8 or 9, it's a natural win and no additional cards will be drawn. The player will stand.
Rule 2
The player will always stand on a point total of 6 or 7
Rule 3
On any total from 0 to 5, the player draws a third card - unless the banker has a natural 8 or 9. In that case, the Banker wins, and there are no additional cards drawn.
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THIRD CARD RULE FOR THE BANKER

When the Banker's forst two cards total:
0 - 1 - 2
The Banker draws unless the player is showing a natural 8 or 9
3
The banker draws if the player's third card is 0, 1, 2, 3, 4, 5, 6, 7, or 9.
4
The banker draws if the player’s third card is 2, 3, 4 ,5 ,6 , 7. Bank stands when the player's third card is 0, 1, 8, 9.
5
The banker draws if the player’s third card is 4 ,5 ,6 , or 7. Bank stands when the player's third card is 0, 1, 2, 3, 8, 9.
6
T banker draws if the player’s third card is 6 or 7. Banker stands when the player’s third card is 0, 1, 2, 3, 4, 5, 8, 9.
7
The banker stands.
8 or 9
The Banker wins and no addtional cards are drawn.
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